01 / COMPARE YOUR OPTIONS
Truck Insurance Coverage & Quote Comparison
Compare premiums, policy terms and unanswered questions across your current policy and renewal proposals.
Compare your quotes →CRS Fleet Insurance Toolkit / Understand retained costs
Deductible & Cash-Flow Calculator
Compare truck insurance deductible options using your annual premiums and covered-loss scenarios. Review retained claims and modeled cash requirements.
Compare deductible scenarios
Use annual premiums for two options with comparable coverage. Enter individual covered-loss amounts to model your retained cost. Leave the loss list empty for a no-claims scenario.
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How your results work
For each covered claim, the calculator retains the smaller of the loss amount and the per-claim deductible. It adds those retained amounts to annual premium, then compares the two scenarios.
Bring your renewal into focus.
Get help coordinating information, organizing claims follow-up and working through renewal details with your insurance professionals.
Related insurance guidance
Questions about this tool
Can I use a self-insured retention here?
This model is for ordinary per-claim deductibles. Self-insured retention arrangements can have different defense, handling and payment terms and require a separate review.
Does the result predict my claims?
No. You choose the number and size of losses. The report shows only the arithmetic for that scenario.
What happens when a loss is smaller than the deductible?
The retained amount is limited to that entered loss amount in this simplified model.
Keep your review moving
Choose another tool for the next step in your insurance review.
02 / PREPARE FOR YOUR RENEWAL
Insurance Renewal Readiness Check & Timeline
Find missing renewal information and turn your renewal date into a practical action plan.
Build your renewal plan →04 / EXPLAIN YOUR OPERATION
Fleet Underwriting Narrative Builder
Turn the facts about your operation and documented controls into an organized underwriting narrative.
Build your narrative →